Keys to Your Home

Owning a home is more than just a milestone—it’s a path to financial stability, generational wealth, and stronger communities. Yet, for many individuals and families, the journey to homeownership can feel overwhelming. That’s why Breadwinners Academy created Keys to Your Home, a 12-month guided program designed to equip participants with the knowledge, resources, and support needed to navigate the home-buying process with confidence.

What We Offer

🏡 Comprehensive Homeownership Education
Learn from industry experts, including realtors, mortgage brokers, insurance agents, and home inspectors.

💰 Financial Coaching & Credit Building
Develop a personalized budget, improve your credit score, and create a savings plan for your future home.

🔑 Exclusive Lending & Grant Access
Gain insights into community home loan programs and down payment assistance through partnerships with Erie Bank and the City of Euclid.

🛠 Home Maintenance & Legal Guidance
Understand the responsibilities of homeownership, from insurance policies to legal contracts and home inspections.

Who This Program is For

✔ Motivated individuals ready to improve their financial health and prepare for homeownership.

✔ Low-to-moderate-income families seeking guidance on budgeting, credit, and home-buying options.

✔ Future homeowners who want expert support in purchasing a home in Greater Cleveland’s LMI communities.

Program Structure

📆 Duration: 12 months

📍 Meetings: Twice a month in person + one-on-one financial coaching each quarter

👥 Guest Experts: Industry professionals providing hands-on guidance throughout the program

Curriculum Highlights

📊 Financial Goal Setting & Budgeting
Build a roadmap to homeownership with savings and debt reduction strategies.

💳 Credit Improvement & Lending Options
Learn how to boost your credit score and qualify for the best mortgage rates.

🏡 Working with Realtors & Home Inspections
Know what to expect when searching for and purchasing a home.

📜 Legal Aspects of Homeownership
Understand contracts, closing costs, and financial responsibilities.

📈 Investing & Wealth Building
Discover how homeownership can be a stepping stone to greater financial growth.

Why It Matters

Gentrification and rising property values threaten to push long-time residents out of their communities. Keys to Your Home empowers individuals with the tools to secure affordable housing, build generational wealth, and strengthen neighborhood stability by increasing homeownership rates.